NorthStar Bank, Member FDIC, Equal Housing Lender

Checking Accounts

Our checking accounts are designed with you in mind — to meet your individual lifestyle. Whether you are opening your first account or one of many, you'll find a NorthStar account that's right for you.

All consumer checking accounts are eligible for NorthStar Logo checks at no cost to you through Deluxe. Please call us to discuss your check options when you are ready for your next order. To reorder online, go to deluxe.com/checks

Simply Free Checking

  • $10.00 minimum balance to open
  • No minimum balance requirement
  • No monthly service charge
  • Optional ATM/Debit card, no charge for initial card (replacement card $10)
  • No ATM transaction charges if used at our ATM

Our Simply Free Checking account is a simply perfect account to get you started in the right direction. Easy to maintain with no monthly fees to worry about!

Value Checking

  • $10.00 minimum balance to open
  • $5.00 service charge only if your balance falls below $300.00 during any day of the statement cycle (this fee will not apply if you have a combined balance of $2,000.00 in deposit accounts or $5,000.00 in loan accounts with us)
  • Image Statements
  • Optional ATM/Debit card, no charge for initial card (replacement card $10)
  • No ATM transaction charges if used at our ATM

Our Value Checking account is designed with hard working, dedicated customers in mind. It has a low service charge that will not apply with additional deposit accounts that have combined balances of $2,000.00 or a loan with us of $5,000.00. We want our customers to know we value and appreciate their business.

Advantage NOW Checking

  • $10.00 minimum balance to open
  • $10.00 service charge only if your balance falls below $1,000.00 during any day of the statement cycle (this fee will not apply if you have a combined balance of $5,000.00 in deposit accounts or $15,000.00 in loan accounts with us)
  • Interest bearing account
  • Image Statements
  • Optional ATM/Debit card, no charge for initial card (replacement card $10)
  • No ATM transaction charges if used at our ATM

The checking account with an advantage — you earn interest on the daily principal balance. Again, the account service charge is waived with certain additional deposit account balances or loan balances. What better way to have your money work for you?

GoldStar Checking 

  • $100.00 to open this account.
  • $5.00 service charge will be imposed every statement cycle if the account falls below $100.00 any day of the cycle (this fee will not apply if you have a combined balance of $5,000.00 or more in any combination of deposit accounts or $15,000 in loans with us).
  • Interest Bearing Account
  • Optional ATM/Debit card, no charge for initial card (replacement card $10)
  • No ATM transaction charges if used at our ATM

        Additional GoldStar Benefits:

  • Personalized wallet or duplicate checks at no charge when you choose GoldStar Club NorthStar checks. Any other style may be purchased at a reduced price.
  • Photocopies at no charge
  • E-Statements
  • Bill Pay
  • You will receive two stop payments per year at no charge.
  • Cashier's checks at no charge
  • All accounts will be combined on one easy-to-read NorthStar Bank statement.
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